Terms and Conditions of Service

Radaris provides the Radaris websites to you ("You" or "Your") subject to these Consumer Terms and Conditions of Service ("Terms") and subject to other Radaris policies, including our Payment and Refund Policy, Cancellation Policy, Privacy Policy and Cookie Policy, incorporated herein by reference.

By accessing and using these sites, you accept these Terms even if You do not create an Account with the Radaris sites. You represent and warrant that You are at least 18 years of age and of legal competence to enter into this agreement.

Radaris may change these Terms at any time, including by adding new provisions or removing existing provisions, except as otherwise provided in these Terms. The most current version of these Terms can be accessed https://radaris.co.uk/page/terms. By continuing to access or use the Radaris sites, You accept any changes or revisions to the Terms.

IF YOU DO NOT AGREE TO ALL OF THESE TERMS DO NOT USE THE Radaris SITES

ACCESS TO THE SITES: Upon your acceptance of these terms and conditions, Radaris hereby grants you a revocable, non-exclusive, non-transferable, and limited license to access the Sites and the Data, solely for the purpose of identity verification and/or fraud prevention for individual business use in the United States only. In exchange for the foregoing, you agree to pay the fees set forth under each product. In consideration of your access to the Data, you represent that you are of legal age to form a binding contract and are not a person barred from receiving our services under the laws of the United States or any other applicable jurisdiction.

OWNERSHIP OF DATA: You agree and acknowledge that the Data is and remains the property of Radaris or its data providers. You understand that you do not have nor will you acquire any ownership interest in the Sites or Data. You have no right to sell, resell, license, rent, transfer, or otherwise provide any of the Data to any other party. You shall not combine all or any portion of any Data with any other service, data, or database created or maintained by you. The Data obtained from any query of the Sites may only be used one-time by you. You shall not cache the Data. You shall not disassemble, decompile, or in any way reverse engineer the Sites or Data in any way.

RESTRICTIONS ON USE OF DATA: You agree to use the Data for appropriate, legal purposes and in compliance with all application federal, state and local laws and regulations and for no marketing purposes; you have obtained all necessary licenses, certificates, permits, approvals or other authorizations required by law, statute or regulation; you will not use a bot program or other automated/data extraction programs to access the Data; and you will use best commercial efforts to insure that the data is received and stored in a secure manner. Furthermore, you agree that the Data will not be used to: seek information about a minor or public figure; cause physical or emotional harm or injury against any group or individual; stalk or otherwise harass another person; or promote any illegal activities.

FCRA RESTRICTIONS ON USE OF DATA: You understand that Radaris is not a "Consumer Reporting Agency" (as that term is defined by the Fair Credit Reporting Act ("FCRA")), and you agree that you will not use the Sites or Data for any purpose enumerated by the FCRA. You shall not use the Sites or Data for the purpose of serving as a factor in: (a) establishing an individual's eligibility for personal credit or insurance or assessing risks associated with existing credit obligations, (b) evaluating an individual for employment purposes, (c) for determination of an individual's eligibility for a license or other benefit that depends on an applicant's financial responsibility or status, or (d) in connection with any other personal business transaction with an individual. You agree not to use any of the Data in the preparation of a "Consumer Report" (as that term is defined by the FCRA) or in such a manner that may cause such Data to be characterized as a Consumer Report. No "Adverse Action" (as that term is defined by the FCRA) may be taken against any "Consumer" (as that term is defined by the FCRA), which is based in whole or in part on the Data. Before taking any Adverse Action based on this Data, the Data must be re- verified by an additional, independent source.

MISUSE OF DATA: Radaris reserves the right, in its sole discretion, to immediately and without notice suspend your access to the Sites if Radaris suspects that: (a) you are abusing or misusing the Sites or Data, (b) you have violated this agreement or any applicable law, or (c) an actual or threatened breach of security jeopardizes the safety, confidentiality and/or integrity of the Sites or Data.

SEARCH LOGS: You agree that Radaris can log all of your searches of the Sites. Such search logs may be provided in response to a lawful governmental process or request (e.g. subpoena or warrant), in order to respond to an audit of Radaris, to respond to or investigate a consumer complaint, or as part of an investigation into a possible impermissible use of the Data. You further agree to fully cooperate with an audit of our customers.

PAYMENT AND REFUND POLICY: You agree to pay Radaris for Data as set forth in the fee disclosures on the Radaris website. These fees may be changed, from time to time and Radaris shall post all such changes on its website. Customer shall pay for access to the Sites and Data and services in advance. Radaris reserves the right to terminate this agreement upon email notice sent by Radaris. All prices are in US Dollars and do not include internet service provider, telephone, or any other connection charges. Radaris does not refund purchases or membership charges.

Service Fees: Radaris is available for a one-time license fee. If you are not satisfied with your purchase, please contact us within 30 (thirty) days from the original date of purchase to discuss your concerns. If we cannot resolve your concerns, we may provide you with another report, at no additional cost to you. Radaris does not refund purchases.

Introductory Offers:

Radaris may provide You with the opportunity to try out a specific product or membership plan on a free, introductory trial basis. The terms of any such trial shall be fully disclosed prior to purchase. You are responsible for reviewing such terms prior to accepting any trial. The length of a trial may vary and You agree that if Your trial remains uncancelled (by You) after expiration, then the trial shall convert to an ongoing subscription in accordance with the terms of that particular trial.

If you wish to cancel your trial before it converts to an ongoing subscription, you may do so online by selecting "Membership" from the profile icon or by contacting the Radaris Customer Service department at during business hours. All cancellations of trial products or membership plans must be received prior to 11:59 PM ET on the last day of the trial in order to avoid conversion to an ongoing subscription (and any associated charges). Radaris does not refund purchases or membership charges.

Premium Services:

a) Some products and services on Radaris sites are only available to purchasers of premium content. Radaris offers a variety of content purchase options, including individual report purchases and membership plans. Details about the specific premium content offering and payment terms are provided at sign up. By purchasing premium content or a membership plan, You agree to receive the services offered at sign up, subject to the billing terms provided at sign up. Unused searches do not rollover from one billing period to the next.

b) All sales of all premium content on Radaris sites are final. All membership plans are prepaid for the stated payment period (monthly, quarterly, semi-annually, and annually) and are non-refundable.

c) Unless otherwise indicated in Your Plan details, Radaris will automatically renew Your membership plan at the same payment period and term, and charge Your credit card or Paypal account at the beginning of each payment period. Your membership plan will remain open and active until Your account is canceled, suspended, or terminated.

CANCELLATION POLICY: You may cancel Your membership plan at any time and for any reason. To cancel online, select "Membership" from the profile icon or by contacting the Radaris Customer Service department at during business hours. All cancellations of trial products or membership plans must be received prior to 11:59 PM ET on the last day of the trial in order to avoid conversion to an ongoing subscription (and associated charges). Radaris does not refund purchases or membership charges.

Once Your membership plan has been canceled, You will receive a cancellation confirmation from Radaris, and You will not be billed again. When You cancel Your plan, any processed payment will not be refunded or prorated for partial-month usage. You will continue to enjoy all premium content and benefits until the end of the current payment period. If You encounter any problem during the cancellation process, please contact the Radaris Customer Service department at during business hours.

When you cancel automatic renewal on a membership, your membership will continue through the rest of the current month. At the end of that period, your membership will not renew automatically, and you will lose the benefits of membership.

TERM: The initial term of this Agreement shall commence upon the date you accept the terms of this Agreement and shall continue in full force and effect for a period of one year. Radaris reserves the right to terminate this agreement upon email notice sent by Radaris. In the event of termination, you agree to immediately destroy the Data, including all copies. The terms and conditions of this Agreement shall remain in full force so long as you retain any Data.

INFORMATION USE, SHARING AND DISCLOSURE: We do not share or disclose your registration information. By entering your email, you agree to receive occasional communications from Radaris. The email information you enter will remain private.

Radaris may use a Profile owner's email address to send updates, account notifications, newsletters or news regarding the service. Profile owners may specify the types of emails that they wish to receive under their notification settings "Unsubscribe from our newsletters" in the user "Settings".

To understand how other information is stored and used, please read our full Privacy Policy.

DISCLAIMERS: Radaris and its data providers make every reasonable effort to ensure that the Sites and the Data are an accurate reflection of the information received from its originating source. However, neither Radaris, nor its data providers can or does represent or warrant that the Sites or Data will be complete or accurate. This data is provided "as is". Neither Radaris, nor its data providers shall be responsible or liable for any inaccuracy in the Sites or the Data, or for interruption in service caused by the failure of the Internet or the World Wide Web, by any Act of God, or by any other force majeure.

Radaris AND ITS DATA PROVIDERS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF CORRECTNESS, COMPLETENESS, ACCURACY, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. UNDER NO CIRCUMSTANCES SHALL Radaris OR ITS DATA PROVIDERS BE LIABLE FOR ANY DAMAGES, INCLUDING, WITHOUT LIMITATION, DIRECT, CONSEQUENTIAL, INCIDENTAL, INDIRECT, EXEMPLARY OR SPECIAL DAMAGES, INCLUDING LOST PROFITS, EVEN IF WE HAVE BEEN MADE AWARE OF THE POTENTIAL FOR SUCH DAMAGES.

1. Except where unenforceable or inapplicable, including the state of New Jersey, End User understands that content and data provided on or through Radaris' Websites and/or Mobile Apps (collectively or singly, “content") is sometimes entered poorly, processed incorrectly, and generally not free from defect. End User agrees that Radaris Products should not be relied upon as accurate, timely or complete.
2. End User understands that Radaris Products contain sensitive information that is governed by various state and federal laws, and End User agrees that he or she is responsible for determining which laws apply based upon his or her obtaining or use of such information and Content. End User further agrees that he or she Is solely responsible for complying with all applicable laws.
3. By submitting and signing {including an electronic or digital signature, such as clicking an ·I accept button, In a manner that complies with applicable law) which may include electronic signature or click-through accept) the End User Agreement. The End User shall acknowledge that he or she has read and agrees to be bound by the terms of the End User Agreement.
4. Any unauthorized use of Radaris' Website, Mobile App. and/or its Content is expressly prohibited.
5. The Content provided on this Website or Mobile App is for the personal use only of the End User and not for commercial exploitation.
6. End User understands that Radaris is not a consumer reporting agency, and Radaris Products do not constitute a “consumer report." as defined by the federal Fair Credit Reporting Act, 15 U.S.C. Section 1681 et seq. (·FCRA"). Radaris Products may not be used to determine eligibility for credit, insurance, employment. or used for any other purpose governed by the FCRA, including, but not limited to the following:
   • Credit and/or loans
   • Employment
   • Education. scholarships or fellowships
   • Housing or other accommodations
   • Benefits, privileges or services provided by any business establishment
7. Additionally, Radaris Products may not be used for any of the following purposes:
   • To physically or emotionally injure or harm any person or entity {e.g. stalking,
     harassment, defaming, libeling, threatening, providing obscene or indecent materials, fraud, Identity theft, violation of privacy rights, and criminal activity).
   • To promote or provide instructional information about illegal activities or advance
     physical harm or Injury against any group or individual.
   • To use Radaris Products or information derived from Radaris Products in combination with any purpose or personal information covered under such federal statutes as the FCRA. Gramm-Leach-Bliley Act, Health Insurance Portability and Accountability Act (HIPAA), Driver's Privacy Protection Act. the Children's Online Privacy Protection Act {COPPA), and/or an similar laws on the state level.
   • To seek information about, locate, or harm individuals under the age of 18 years.
   • To obtain personal Information pertaining to famous people, government officials. or election candidates.
   • In connection with credit repair or credit counseling services.
   • For marketing purposes or for commercial credit origination.
   • To use or otherwise export or re-export Content in violation of the export control laws and regulations of the United States of America.
8. Neither this Agreement nor the license granted to End User may be assigned, transferred, or sublicensed by End User, in whole or in part.
9. Radaris Products, in whole or In part, may only be accessed from within the United States.
10. End Users must not share their username and/or password. Radaris Products are Intended for use by End User only and may not be delivered to, or filed with, third parties.
11. End User will not access. retrieve any data from, or otherwise perform any other activities on or through Radaris' Websites or Mobile Apps using any type of software or other automated process (e.g.t scripts, robots, scrapers, crawlers, or spiders).
12. Except where otherwise inapplicable or prohibited by law, including the state of New Jersey, Radaris and its third party information providers do not warrant the accuracy, completeness, timeliness, currentness. merchantability or fitness for a particular purpose of Radaris Products. Radaris and its third party information providers shall not be liable for, and End User agrees not to sue for, any claim relating to Radaris' procuring, compiling, collecting, Interpreting, reporting, communicating, or delivering Radaris Products.
13. Radaris may audit End User's use of Radaris Products. End User agrees to cooperate and to provide Radaris all documentation reasonably requested relating to End User's account.
14. Radaris' and Its third party information providers' entire liability to End User ls limited to money damages not exceeding one hundred dollars $100. Radaris and its third party information providers shall not be liable for any other damages, costs or expenses whatsoever. Radaris acknowledges that this limitation of liability may be unenforceable and inapplicable in certain states, including New Jersey. Consumers in those states have additional rights. If that Is the case, the limitation of liability shall not apply in accordance with applicable law.
15. Third party information providers shall have the same rights to indemnification that Radaris does, which shall be no less than the following standard: End User agrees to indemnify, defend and hold Radaris, Its officers, directors, employees. agents, licensors, suppliers and any of Radaris' third party Information providers (•Indemnified Parties•) harmless from and against an claims, losses, expenses, damages and costs, including reasonable attorneys' fees, resulting from any violation of these Terms of Use by you or arising from or related to any postings uploaded or submitted by you.
16. The provisions of this End User Agreement relating to disclaimer of quality of Content, limitations on liability, and indemnification are for the benefit of Radaris and the Indemnified Parties. Each of Radaris and the Indemnified Parties shall have the right to assert and enforce those provisions directly against the End User on their or Its own respective behalf.
17. The terms in End User Agreement relating to disclaimer of warranties. access and use of Radaris Products, audit, limitation of liability, indemnification, End User's release of claims, and payment for Radaris Products shall survive any termination of the End User Agreement
18. End User agrees that any breach by End User of its agreements with Radaris would cause Radaris and the Indemnified Parties Irreparable harm and that, In addition to money damages. Radaris and the lndemnified Parties shall be entitled to Injunctive relief. without having to post a bond.
19. End User will not use Radaris Products for the purposes prohibited in this Agreement. Any misuse of Radaris Products will be the basis for immediate suspension of services, termination of End User's account or membership, and/or legal action.
20. End User must accept the End User Agreement and agree to amend or resubmit this End User Agreement if information supplied by End User changes. 21. Notwithstanding the terms above, Radaris acknowledges that certain provisions set forth above in this Exhibit A. including disclaimer of warranties and limitation of liability, which are not applicable or unenforceable as to New Jersey residents, pursuant to applicable law, shall not apply to New Jersey residents In accordance with the Truth-In- Consumer Contract. Warranty and Notice Act (TCCWNA). N.J.S.A. 56:12•14 to •18.

INDEMNIFICATION: You agree to indemnify and hold harmless, Radaris, and its data providers from and against any claim made by any third-party that may arise from your use or misuse of the Sites or Data.